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A credit card is a small plastic card that entitles its holder to buy goods and services based on the holder’s promise to pay for these goods and services. The issuer of the card (typically a bank or other financial institution) grants a line of credit to the consumer (or the user) from which the user can then borrow money for payment to a merchant or as a cash advance to the user.

Credit cards have varying interest rates, reward programs and fees, so it is imperative to know which will suit your financial circumstances and lifestyle. Types of Credit Cards.Com is all about the most common types of credit cards obtainable, and credit services in general.