Types Of Credit Cards.Com

New Rules To Protect Credit Card Customers Confirmed

admin — Wed, 16 Jun 2010 22:48:22 +0000

The Federal Reserve yesterday adopted and confirmed new rules that are aimed at protecting credit card customers from getting hit by lofty late payment charges and other penalty fees. The rules are a response to widespread outrage over certain practices by banks and credit card companies.

The rules now:

Prevent credit card companies from charging a penalty fee of more than $25 for paying a bill late
Prohibit credit card companies from charging penalty fees that are higher than the dollar amount associated with the customer’s violation
Ban so-called inactivity fees when customers don’t use the account to make new purchases
Prevent multiple penalty fees on a single late payment
Require firms to reconsider interest rates that were imposed on customers since early 2009

The new rules take effect on August 22, 2010.

Earlier this year, another set of rules were implemented, which were designed to protect customers from sudden hikes in interest rates.

MetaBank MasterCards

admin — Fri, 04 Jun 2010 21:25:53 +0000

MetaBank offers two prepaid MasterCards that give you the freedom of using checks, money orders and credit cards, but without the hassle of dealing with a bank. The first is the MiCash Prepaid MasterCard, with a key feature of no credit check, and everyone who applies is accepted. The other is the Facecard Prepaid MasterCard, a credit card that can be used anywhere MasterCard debit cards are accepted. More details below:

Discover® Mix Tape Student Card

admin — Sat, 03 Apr 2010 05:10:25 +0000

For the student who wants to earn cash rebates on card purchases, the perfect card has arrived – Discover® Mix Tape Student Card. Through the Discover® Mix Tape Student Card’s rewards program, you will earn a 5% rebate for purchases made in popular categories such as travel, gas, restaurants, movies, and more. You will also earn 5% to 20% Cashback Bonus® through Discover’s exclusive online shopping site, as well as enjoy up to 1% Unlimited Cashback Bonus® on all other purchases.

Got Very Bad Credit? Try The Orchard Bank Visa Card

admin — Wed, 10 Mar 2010 06:08:00 +0000

Got very bad credit? You may want to try the Orchard Bank Visa Card. This is a classic Visa Card that can actually help you to get your credit back on track. It’s a simple process to pre-qualify yourself for a card.

Bryant State Bank MasterCard

admin — Sun, 07 Mar 2010 04:32:48 +0000

The Bryant State Bank MasterCard offers a number of benefits (detailed below), but some standout features include its worldwide acceptance, $0 fraud liability and 24/7 online account access, access to emergency cash advances and lost or stolen card replacement, in the event of an emergency in the U.S. or abroad.

Most Attractive Feature(s) of the Bryant State Bank MasterCard: Introductory period; no balance transfer fee.
Least Attractive Feature(s) of the Bryant State Bank MasterCard: No Rewards Program.

Discover® More® Card – Shamrock

admin — Mon, 01 Mar 2010 23:34:25 +0000

The Discover® More® Card – Shamrock, is specially designed for those persons with very good credit who are looking for a good cash reward credit card. It pays cardholders a 5% Cashback Bonus® in categories such as gas, travel, restaurants, movies, and more. Cardholders also earn up to 1% for general purchases and up to 1% Cashback Bonus on all other purchases automatically.

This card has some special perks, namely:
- Cardholders choose their personalized card design.
- Various Internet account related services.
- Up to $500,000 in travel accident insurance.
- Fraud and security protection services.
- Auto rental insurance.
- Discounts on products and services at participating merchants and retailers.

More details:

Discover® More® Card – $50 Cashback Bonus®

admin — Mon, 01 Mar 2010 23:30:49 +0000

The Discover® More® Card – $50 Cashback Bonus®, is designed for those persons with very good credit who are looking for a good cash reward credit card. It offers a $50 Cashback Bonus® after you make $599 in purchases within your first three months.

Most Attractive Feature(s): Double cash rebates at participating retailers and merchants (through the Cashback Bonus® award program); 0% introductory rate; no annual fee.
Least Attractive Feature(s): Low rate not available to all applicants.

More details about the Discover® More® Card:

Discover® More® Card – Monogram

admin — Mon, 01 Mar 2010 23:26:13 +0000

The Discover® More® Card – Monogram, is designed for those with very good credit, who are looking for a cash reward credit card. Through the card’s rewards program, cardholders earn a 5% Cashback Bonus® in categories such as restaurants, movies, travel, gas and more. Cardholders also earn up to 1% for general purchases and up to 1% Cashback Bonus on all other purchases automatically.

Most Attractive Feature(s): Double cash rebates at participating retailers and merchants (through the Cashback Bonus® award program); 0% introductory APR; no annual fee.
Least Attractive Feature(s): Low rate not available to all applicants.

More details below:

New From American Express – Zync(SM)

admin — Sun, 07 Feb 2010 07:20:49 +0000

American Express has a brand new rewards credit card – Zync(SM) …

New Discover Cards

admin — Wed, 06 Jan 2010 11:03:15 +0000

There are two new Discover cards on the market that may be of interest to you. They are the Discover® Open Road(SM) Card and the Discover® Open Road(SM) Card for Students.