Standard Credit Cards

Standard credit cards are the most familiar, and can be obtained from most financial institutions. Typically there is no security deposit needed to prove the cash can be repaid. The way the APR is calculated for these cards may vary, as detailed below:

Balance transfer credit cards allow clients to move a high interest credit card balance to a low interest rate credit card. The transfer of balance varies between credit cards offers.

Low interest credit cards offer a low starting APR that moves to an increased rate after an assured time, or a single low fixed-rate APR. These cards can be useful when clients need to make a big purchase as it permits numerous months to a year to be paid off at low or no interest.