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Bryant State Bank MasterCard

admin — Sun, 07 Mar 2010 04:32:48 +0000

The Bryant State Bank MasterCard offers a number of benefits (detailed below), but some standout features include its worldwide acceptance, $0 fraud liability and 24/7 online account access, access to emergency cash advances and lost or stolen card replacement, in the event of an emergency in the U.S. or abroad.

Most Attractive Feature(s) of the Bryant State Bank MasterCard: Introductory period; no balance transfer fee.
Least Attractive Feature(s) of the Bryant State Bank MasterCard: No Rewards Program.

Bancorp Bank’s Eufora Prepaid MasterCard with Credit Builder

admin — Thu, 10 Sep 2009 22:25:31 +0000

The Bancorp Bank has just released its Eufora Prepaid MasterCard, a unique credit card in that it gives you the chance to rebuild your credit and earn income for referrals.

Banks Charging For Overseas Credit Card Purchases

admin — Tue, 12 May 2009 21:21:35 +0000

Be careful how you use your credit card when you travel abroad. Many banks are now charging customers a fee when they use their credit card for overseas purchases (which includes online transactions with non-U.S. merchants who don’t use a U.S. credit card processor).

Starting this month, Discover Financial Services began charging a new 2% fee for foreign transactions, while more credit-card customers at Bank of America will get hit with foreign-transaction fees next month (June 2009). Late last year, American Express raised its transaction fees to 2.7% from 2%.

For many years, banks have charged customers a fee for using their cards overseas IF the purchases were made in a foreign currency. Visa Inc. and MasterCard Inc. charge a 1% fee for converting foreign currencies into U.S. dollars – a fee that most banks pass along, along with their own markups which typically range from 1% to 2%.

What banks do not currently (as of May 12, 2009) charge foreign transaction fees? Call your own bank / credit card company and ask customer service directly, but two large banks that don’t currently charge this fee are Capital One and Charles Schwab. But for how long though? Keep a close eye on your credit card statements and communications.